8 Best Money Saving Apps for Canadians

Do you ever wonder if there’s a smarter way to shop and save?

With the explosion of money-saving apps in Canada, the answer is a resounding 'Yes!'

Whether you're cutting costs on groceries, finding the best online deals, or building up your savings, these 8 apps will help you unlock discounts, rewards, and more. Ready to start saving?

1. Flipp

• What it does: Flipp allows users to browse digital flyers, check for sales, and find coupons from various retailers across Canada. You can plan your shopping by creating lists, saving items, and comparing prices to make the most of weekly discounts.

• Key Features:

  • Browse flyers from Canadian retailers.

  • Search for deals and compare prices.

  • Store digital coupons for use at checkout.

2. Mint

• What it does: Mint is one of the most popular and widely used budgeting apps, and it works with virtually all Canadian banks and credit unions. It automatically tracks and categorizes your spending, helps you set budgets, and provides a clear overview of your financial situation.

• Key Features:

  • Link all your bank, credit card, and investment accounts.

  • Track your spending and set personalized budgets.

  • Get alerts when you go over budget or when bills are due.

  • View financial trends and insights.

  • Free to use, with no hidden fees.

• Why it’s great: Mint is very user-friendly, and its dashboard provides a comprehensive view of your finances. It's ideal for Canadians who want a complete overview of their spending habits without needing to manage multiple accounts manually.

• Works with: All major Canadian banks, including RBC, TD, Scotiabank, CIBC, BMO, and more.

3. Caddle

• What it does: Caddle is a free Canadian cashback app that rewards users for completing simple tasks like answering surveys, submitting receipts, and participating in promotions for Canadian brands and stores.

• Key Features:

  • Cashback rewards for uploading receipts.

  • Participate in surveys, promotions, and offers for cashback.

  • Earn points and redeem them for gift cards or PayPal.

4. PC Optimum

• What it does: PC Optimum is a loyalty program by Loblaw Companies (which owns stores like Loblaws, No Frills, Shoppers Drug Mart, and others). By using the app, users earn points on their purchases, which can be redeemed for cashback at stores.

• Key Features:

  • Earn points for purchases at Loblaws, Shoppers Drug Mart, and other affiliated stores.

  • Receive personalized offers and promotions based on spending habits.

  • Redeem points for discounts or rewards.

• Why it’s great: It's free and simple. You're likely shopping at these stores anyway, so why not scan the app and earn points too? For example: 20,000 points allows you to buy $20 worth of free stuff in-store. In addition, you get extra discounts and sales in-store that non-members don't get like "Hit of the Month".

5. GoodFood or HelloFresh (Meal Kit Delivery Apps)

• What it does: Both GoodFood and HelloFresh offer meal kit delivery services in Canada. Though these are not typically "coupon" apps, they allow Canadians to save time and money on grocery shopping by providing ingredients for pre-planned meals at a fixed cost.

• Key Features:

  • Save on grocery bills by getting pre-measured ingredients for recipes.

  • Discounted first-time orders for new customers.

  • Regular promotions and deals.

6. Scene+

• What it does: Scene+ is a loyalty program that rewards you for shopping, dining, and going to the movies. It's run by Scotiabank and Cineplex and can be used to get discounts on movies, food, and more.

• Key Features:

  • Earn points at participating stores and Cineplex theaters.

  • Redeem points for movie tickets, snacks, or other rewards.

  • Link your Scene+ account with your bank card to earn points automatically.

7. WagJag

• What it does: WagJag offers daily deals and local discounts across Canada, including deals for restaurants, travel, events, and retail. It's ideal for finding discounts on activities and products you might not typically buy.

• Key Features:

  • Discounted deals on activities, dining, products, and services.

  • Locally tailored promotions and offers.

  • Access to exclusive sales.

8. Tangerine or Simplii Financial

• What it does: Tangerine and Simplii Financial are online banking platforms that help you save and earn interest. Optimize your savings with tools like automatic savings plans, no-fee banking, and better interest rates.

• Key Features:

  • High-interest savings accounts.

  • No-fee banking.

  • Automatic savings programs.

There you have it, our top 8 money-saving apps for Canadians.

Whether it’s to find sales, get cashback, earn rewards, or manage your finances better, any combination of these could be especially useful for saving you cash.

CHEERS to MORE MONEY in your POCKET!!!